Planning Ahead

I like to plan ahead for financial issues, but this week I've come up against something I haven't planned for.

My husband is facing a possible medical issue that is very serious. We are currently awaiting test results to know for certain and it is nerve wracking.

What it has made me realize, though, is how woefully unprepared we are for a serious medical event that could cause financial chaos.

I found myself pondering these questions and coming up short on the answers:

What if he has to have surgery?

Do I have enough money put back to finance trips to a hospital in another town?

What if he had to miss a lot of work, which meant not getting a paycheck?

Do I know where all of the payment books and financial paperwork are located?

And, I have to realistically consider the one question that I don't even want to think about: What if something happens to my husband and I am left alone with our three children - what will I do?

I am hopeful that none of these questions will actually need to be answered, but right now I know that no matter what happens, I need to start asking and thinking about these questions. Planning ahead is so important and these issues must be considered - no matter what.